Deposit funds, choose an investment plan, earn predictable returns, and withdraw when your term matures. No trading, no guesswork — just calm, transparent growth.
Portfolio value
KES 1,284,910
+KES 42,318 · +3.4% this quarter
Active investments
7
Expected returns
KES 156,240
Active investors
Total invested (KES M)
Avg annual return
Successful withdrawals
Investment calculator
Pick a plan, enter an amount, and see your exact projected return — no commitment needed.
Enter an amount and pick a plan
Choose a plan
Interest Earned
—
Maturity Amount
—
Effective Return
—
Term
—
How it works
From your first deposit to the day your investment matures — a straight line, with nothing hidden in between.
Fund your account by bank transfer, card, or mobile money. Deposits settle in seconds and sit in your available balance.
Select a term and rate that matches your goals — from 3 months to 3 years. See the exact payout before you commit.
Watch your principal grow daily against your fixed rate. Track accrual and progress in real time.
When your term ends, request a withdrawal in one tap. Funds arrive back in your account within the day.
Investment plans
Every plan is a written commitment. No moving targets, no surprise fees, no discretionary changes.
Your money, over time
A single example, end to end. What you put in, how long it works for you, and what you take out at the end.
KES
100,000
Months
12
APY
12%
KES
112,000
The math, in plain English
Why Cashnow
Everything we ship is designed to earn trust — from the words we use to the way we hold your money.
Every plan is a fixed-rate contract. You'll know the payout before you invest.
Funds are held with a regulated custodian in segregated accounts — never commingled.
No management, performance, or exit fees. What you're quoted is what you receive.
Terms from three months to three years. Match your commitment to your goals.
Request at maturity, receive the same day. Rollover in one click if you'd like.
Daily accrual, progress bars, and maturity countdowns — right in your dashboard.
Inside the product
No noisy charts, no fabricated urgency — just what your money is doing today and when it comes back.
Portfolio value
KES 1,284,910
Total invested
KES 1,120,000
Interest earned
KES 164,910
Available
KES 42,318
Trusted quietly
"Cashnow feels like the opposite of a trading app — quiet, deliberate, and honest about what my money is doing."
Amina Otieno
Physician, Nairobi
"I know my rate. I know my maturity date. I know my payout. That's exactly what I was looking for."
David Kimani
Founder, Kajiado
"The dashboard is the only fintech product I've kept on my home screen for more than a month."
Priya Shah
Product designer, Mombasa
FAQ
You pick a plan with a fixed term and rate. Your funds are held with our custodian and earn interest daily against the rate you locked in. At maturity, principal plus interest becomes available to withdraw.
Start today
Open an account in under three minutes. Fund it whenever you're ready. Your first plan can be as small as KES 5,000.
Right now
Locked rate for 12 months
KES 50,000 minimum
Withdraw same-day at maturity